Payment Card Interchange Fee

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Plaintiffs allege that defendants Visa, MasterCard and their member banks have engaged in anti-competitive practices, including collusion, that artificially inflated the interchange fee that all merchants paid (and continue to pay) to accept Visa and MasterCard branded credit and debit cards. It is further alleged that interchange fees, which are neither cost-based nor negotiated between merchants and the banks with whom they deal directly, raise merchant discount fees to supra- competitive levels and have generated enormous profits for the Bank Defendants. Defendants have allegedly colluded, and continue to collude, with respect to interchange fees in violation of Section 1 of the Sherman Act, pursuant to three separate conspiracies, those being between and among:

Visa, MasterCard and their member banks agreed to a $5.54B settlement ending class allegations that they artificially inflated the price of the interchange fees paid by merchants. The settlement has been approved by the courts.

All persons, businesses, and other entities that have accepted Visa and/or MasterCard Credit and/or Debit Cards in the United States at any time frame from and after January 1, 2004 to January25, 2019. The second is a fund equivalent to a portion of interchange fees attributable to certain merchants that accept Visa or MasterCard credit cards for an eight-month period which began July 29, 2013. That fund is estimated to be approximately $1.2 billion.This Class does not include the named Defendants, their directors, officers, or members of their families, or their co-conspirators, or the United States Government.


  1. The Visa network and its member banks;
  2. The MasterCard network and its member banks; and
  3. The Visa network, the MasterCard network, and their respective member banks.


A claim filing deadline will be established soon. Our experience has taught us that good record keeping and access to data is critical to supporting a claim and maximizing a refund. It stands to reason that the sooner we can engage a client, the better the chance that the client will be able to retrieve the data necessary to substantiate a claim. As such, it is a good idea to get started sooner rather than later. The longer you wait the more difficult it may be to access the necessary information.
Claim forms are not yet available. Class members need not sign up with a third party service in order to participate in any monetary relief. No-cost assistance will be available from the Class Administrator and Class Counsel during the claims-filing period. More information on the Payment Card Interchange Fee Class Action Settlement is available on the court-approved website: or by contacting the Class Administrator or Class Counsel.

$5.54 Billion

None Currently Set


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